Physical Sr. Premium Auditor - Remote

At Selective, we don't just insure uniquely, we employ uniqueness.

Our Business

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years.Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work in 2024 for the fifth consecutive year.

Working at Selective

At Selective, we don't just insure uniquely - we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance reimbursement and programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process.

Selective is seeking an experienced Senior Premium Auditor to complete virtual and in-person audits on workers compensation and general liability policies. This person will perform audits ranging from smaller accounts to large complex audits to ensure accurate earned premiums, appropriate classifications and exposures. The successful candidate can work from home in Virginia, North Carolina, South Carolina, or Georgia.

Essential functions

• Schedule and complete virtual and physical audits for selected Commercial Lines policies based on auditable exposures. Audit consists of reviewing the insured's business operations, examining and recording data from financial / business records. Evaluate all subcontractor operations and detail exposures according to manual rules. Verify claims data. Determine and/or develops premium basis and classification. All work must be completed in accordance with company, industry and government rules and regulations.
• Upon audit completion, provide notification to underwriting team of any changes in exposures, business operations, products/services, additional or deleted classifications, locations, entities.
• Resolve audit disputes and make appropriate changes to revise audits as needed.
• Maintain a positive customer relationship and develop relationships with internal and external customers to provide ongoing technical expertise.
• Develop, apply, and maintain working knowledge of company premium audit technical policies and procedures and demonstrate an understanding of the property/casualty insurance business.
• Manage workload to optimize efficiencies.

Education and Experience:

• College degree in Insurance, Accounting, Finance or related field is preferred or related work experience desirable.
• 3+ years' experience as a physical Premium Auditor.
• Successful completion of Associate in Premium Auditing 91 (APA 91) and Associate in Premium Auditing 92 (APA 92) desired.

Knowledge & Requirements

• Ability to effectively communicate and work independently without direct supervision.
• Demonstrated proficiency in usage of computer tools including: Microsoft Excel, Internet research applications, etc.
• Must have a valid state-issued driver's license in good standing.
• Travel represents less than 40% of the employee's time. Occasional overnight travel may be required.

Salary Range for Sr. Premium Auditor role: $69,600.00-$114,500.00. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include the candidate's qualifications and experience.

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

Selective maintains a drug-free workplace.

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