SBA Lending Analyst

Veritex Community Bank
United States, Texas, Dallas
Mar 07, 2025
SBA Lending Analyst Dallas, TX, USA Req #386 Friday, March 7, 2025 Job Summary: The SBA Lending Analyst plays an integral role on the SBA lending Team. The individual will work directly with SBA Lenders, SBA Credit Underwriters, Credit Officers, SBA Closers, and others to gather required documentation and analyze new SBA credit opportunities and assist SBA Closers gathering required to close/fund new loan opportunities. Responsibilities and Duties: Preliminary assessment of new loan opportunities Analyzing individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects Develop strong working relationships with SBA Lenders, SBA Credit Underwriters, Credit Officers, SBA Closers, and other internal teammates. Spreading and initial analysis of financial statements, projections, and business plans Assess SBA eligibility and have a thorough understanding of the SBA SOP. Attend SBA training and keep up to date on SBA regulations. Ensure compliance with internal bank credit policy and external regulatory requirements. Assist SBA Credit Underwriters preparing loan packages with assistance from SBA Lenders, as available. Manage the appraisal process for all new credits (i.e., work with borrowers to get appropriate information to the appraiser, order appraisals, check status, etc.). Order and review Site Inspections. Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC). *Integrity, discretion, and respect for confidential information are essential.* Job Skills and Qualifications: Excellent written and verbal communication skills are a must. Excellent interpersonal skills. Formal credit training preferred. At least two years of commercial credit underwriting and lending experience preferred. College degree required (concentration in accounting or finance preferred). Proficient with Excel - knowledge of basic excel modeling and formulas - as well as other standard Microsoft products. Knowledge of standard banking applications such as financial spreading software preferred. BA in Finance or Accounting (preferred). Minimum 12 hours of accounting courses (preferred). 3-years of experience as a Credit Analyst preferred. Should be familiar and proficient in underwriting the types of loans that the SBA Lenders originate. Must be able to multitask. Company Overview: Truth in Texas Banking. That's what we're about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune's 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we've built a bank forever rooted in truth, transparency, and uncompromising integrity. We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to "Be Your True Self." Our "True You" culture is made up of five pillars: Be Mindful Be Healthy Be Better Be Prosperous Be Faithful With this as our foundation, we've built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at www.VeritexBank.com and come see how we're bringing truth and transparency to Texas banking. *Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies.* Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank. If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.com. Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds. The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas. We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances. The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company. Please inform the Company's personnel representative if you need assistance completing any forms or to otherwise participate in the application process. Other details Pay Type Salary Apply Now Dallas, TX, USA Share this job: