Processor - Commercial Loan

Essential Duties and Responsibilities:

Processes, closes, and boards small business loans, including equipment, auto, line of credit, secured and unsecured loans.

Coordinates with the underwriter and document preparation firm, confirms anticipated closing date and prepares loan file for closing process for all small business loans

Processes real estate loans by reviewing and evaluating loan application, purchase contracts, ordering appraisals, title documents etc. according to policy and guidelines, before transferring the file to the Commercial Loan Closer.

Acts as a liaison and maintains communication between the Loan Officer and all parties relevant to the loan (borrower, underwriting, appraisal, environmental, etc.).

Monitors and keeps current with Small Business Administration (SBA) and Department of Motor Vehicle (DMV) rules and regulations, including Uniform Commercial Code (UCC).

Takes accountability to provide a best-in-class member experience.

Completes any other job-related duties needed to help drive to our Vision, fulfill our Purpose, and abide by our Organization's Values.

Minimum Qualifications:

Education:

• Associates degree or an equivalent mix of education and experience is a requirement.

Experience:

• Two or more years of job-related experience including familiarity with documenting and processing routine to complex commercial and mortgage loans (SBA experience preferred).

Knowledge, Skills, and Abilities

• Ability to work both remotely and collaboratively and maintain efficiency in either environment.
• Strong interpersonal written and verbal communication skills and strategic and creative thinking abilities.
• Prioritizes daily workflow to achieve results.
• Assumes responsibility for achieving results.
• Demonstrates effective time management.
• Strong working knowledge of relevant software including Microsoft Office, Word and Excel.
• Ability to adapt to change
• Strong desire to be a part of a collaborative, team-first environment
• Strong desire to learn and has a continuous improvement mindset.
• Demonstrate strong core values of integrity, inclusion, empathy and accountability.

Physical Demands and Work Environment:

(The physical demands and work environment characteristics described herein are representative of those that must be met by an employee to successfully perform essential functions of this position and/or may be encountered while performing essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

• While performing the essential duties of this position, an employee would frequently be required to stand, walk, and sit. An employee must frequently lift and/or move up to 10 pounds and may occasionally lift and/or move up to 25 pounds to perform essential position functions.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

Disclaimer

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.