Personal Loan Officer

Location

Job Description:

Join Our Team as a Personal Loan Officer at Gate City Bank!

At Gate City Bank, we're not just looking for team members - we're looking for people who share our commitment to excellence and innovation. We believe our investment in top talent sets us apart and ensures our customer receive the best customer service experience possible.

Why You'll Love Working Here:

• Competitive Pay: $21.24-31.85 per hour, depending on experience.
• Comprehensive Benefits:
  • All full-time team members, and qualified part-time team members are eligible for a variety of benefits, including, but not limited to:
    • Medical, dental, and vision insurance options.
    • 401(k) with dollar for dollar match up to 6%.
    • Paid Time Off and wellness benefits.
    • Additional compensation opportunities, including quarterly incentives.
    • All other benefits can be located at gatecity.bank/careers.
• Location: On-site at our Moorhead Downtown Office in Moorhead, MN.

Why Gate City Bank?

At Gate City Bank, we're more than just a financial institution - we're a community-focused organization dedicated to leaving a positive impact. Gate City Bank empowers our team members to live out our mission. Here's why you'll love working with us:

• Make a Difference: We believe in giving back to our community through our Acts of Kindness including volunteerism and philanthropic giving. When you work with us, you're part of something bigger than banking - you're part of a movement to create positive change.
• Customer Obsession: Our customers are at the heart of everything we do. We're committed to consistently listening to their needs and exceeding their expectations with personalized experiences that delight and enhance their lives.
• Be a Leader: Integrity, honesty, and financial leadership are the cornerstones of our organization. As a member of our team, you'll have the opportunity to lead with integrity and contribute to our competitive products, services, and experiences.
• Embrace Innovation: We foster a culture of innovation where curiosity is encouraged, and creativity is celebrated. As a data-guru mindset cultivator, you'll have the chance to challenge the status quo, experiment with new ideas, and drive positive change that supports our bank's goals.
• Sense of Urgency: In today's fast-paced world, acting with a sense of urgency is crucial. At Gate City Bank, we proactively initiate positive change to remain a financial leader in our industry, and we're looking for individuals who share our commitment to making a difference.
• Commitment to Compliance: We hold ourselves to the highest standards of compliance and governance in everything we do. When you join our team, you'll be accountable for upholding these standards and contributing to a culture of excellence.

Job Responsibilities:

• Interview customers to obtain financial history. Analyze information and sells customers on the products and services that best meet their needs.
• Prepare personal lending loan applications completely, accurately and in compliance with Federal guidelines and the Bank's policies and procedures.
• Approve loans within approval limits, and if appropriate, forwards higher values for approval.
• Investigate and close all approved loans in accordance with Federal guidelines and the Bank's policies and procedures.
• Consistently inform and sell customers on credit life and disability insurance and GAP insurance.
• Respond to customer inquiries regarding all aspects of personal loans.
• Maintain awareness of all current policies and procedures pertaining to personal loans and all interrelated services and functions.
• Meet established personal production goals and assist in the achievement of all the Bank's annual sales goals.
• Expected to assist in securing liens on mortgages, titles and UCCs.
• Build, seize, and recognize relationship building opportunities with all areas of the bank, including but not limited to deposit, mortgage, business banking, financial planning, and insurance.

Other:

• Provide a "Wow" customer service experience for team members and customers.
• Develop and maintain productive relationships with team members, leaders, customers, and vendors.
• Prompt and reliable attendance is essential in order to provide expected levels of service.
• Must comply with all Gate City Bank policies, procedures, and applicable laws and regulations.
• Must be detailed-oriented and maintain high degree of accuracy.
• Ability to make decisions in a fast-paced environment.

Qualifications:

To succeed in this role, you'll need:

Bachelor's degree; 2 years of related experience; or equivalent combination of education and experience.

• Strong oral and written communication skills.
• Interpret and use data for decision making.

Discover the Gate City Difference:

At Gate City Bank, we're more than just a workplace-we're a community. Join us in our mission to provide a "Better Way of Life" for our customers, communities, and team members. Let's make an impact together.

Apply Now and Start Your Exciting Career Today!

EOE/including Disability/Vets

Member FDIC