Intermediate Mortgage Processor

About Minnwest: Minnwest is a family owned, community bank based in Minnesota and South Dakota. We believe our success is measured by the extent in which we have a positive impact on the communities we serve. We are committed to building strong, vibrant communities through our core values:

• The customer is the first priority.
• We will keep all of the commitments we make.
• We are the people who get things done.
• We will work together as a team.

Job Summary: This position supports the Mortgage Bankers and provides excellent customer service to Minnwest customers. This job requires high levels of detail, accuracy, and efficiency while managing multiple tasks and frequent interruptions. This is a highly skilled position within the mortgage operations department providing administrative support to the lending staff. The Mortgage Loan Processor is responsible for preparing and processing documents, then following up to assure that complete and accurate information is maintained. This person must possess excellent organizational skills, the ability to communicate effectively and tactfully with customers and staff and have the ability to work effectively with minimal supervision.

Duties and Responsibilities (including but not limited to):

• Support Mortgage Bankers through process from pre-approval to closing
• Verifies title work, appraisal, flood certification, verification of deposit, verification of employments, tax transcripts, mortgage insurance, verification of SSN, homeowner's insurance and required condo documentation and ensures quality and completeness of all documentation
• Review Underwriting Conditions to close and ensures all conditions have been met prior to close, reviewing and approving final Closing Discourse for accuracy
• Serve as a contact person between originator, borrower real estate agents, and title companies to ensure a timely closing
• Maintain files in accordance with applicable regulations and stays abreast of all changes in regulation or loan policy
• Prepare accurate closing documents and send to the loan closer in advance of closing
• Prepare transaction block, balance with title and sent to close prior to day of closing
• Complete HMDA and ULDD selling screens accurately

Minimum Requirements:

• High school diploma
• 2 years mortgage closing related experience with conventional, FHA/VA loan programs
• Dependability, ability to organize and prioritize, and work independently
• Ability to communicate effectively in writing, in person and frequently over the phone
• Multi-task, problem solve and research areas for required documentation with high attention to detail

Preferred Qualifications:

• Bachelor's degree
• 5 years' mortgage related experience with conventional, FHA/VA/USDA loan programs

Schedule: Monday - Friday: 8:00 a.m. - 5:00 p.m.

Workplace Environment:

• In-office requirement
• Requires face-to-face interaction and coordination of work with other employees and departments, and in-person interaction.
• Working at a computer and utilizing a telephone
• Occasionally lifting up to 50lbs

Pay Range: $20.40 - $28.00/hour

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. The salary range represents anticipated base pay for this role. The actual pay offered will consider internal equity and may vary based on factors including but not limited to work location, candidate's job-related knowledge, skills, and experience, among other factors.

Minnwest Benefits: In addition to salary, Minnwest Bank offers a comprehensive benefits package, including incentive and recognition programs. Minnwest Bank is focused on taking care of our employees and their families, and supporting their health and financial well-being, including:

• Comprehensive Medical, Vision and Dental Insurance
• Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
• Paid Holidays and Competitive Paid Vacation Days
• Paid Parental Leave
• Short- and Long-Term Disability
• Life, Critical Illness, and Accidental Insurance
• Tuition Reimbursement and Career Development Opportunities
• Employee Assistance Program (EAP)
• Paid Time Off to volunteer in your community
• Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group

All benefits are subject to eligibility requirements.

A full background check, including federal, state, county, and civil, and general financial credit check will be conducted on the final candidate for this position. Candidate must pass the background check and financial credit check in order to obtain employment with Minnwest. Failure to meet any of the requirements may result in a rescission or your offer of employment.

EEO: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.