Assistant Vice President, Commercial Underwriting

Job Title:

Location:

What you'll do:

• Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee for approval.
• Spreads financial statements and tax returns into appropriate analysis software.
• Reviews and researches proposed collateral, including review of real property appraisals, UCC-1 filings, etc.
• Summarizes credit analysis in loan presentations and other credit documents.
• Prepares other reports as required by Credit Administration.
• Provides loan account ratings based on Bank policy and grading procedures.
• Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors and competition.
• Understands business implications of decisions, displays orientation to profitability, demonstrates knowledge of market and competition and aligns work with strategic goals
• Assures compliance with all Bank policies and procedures, as well as all applicable, state and federal banking regulations.
• Consistently applies good decision making techniques pertaining to inquiries, approvals, and requests as they apply to existing policies and procedures
• Maintains strict confidentiality of all records and data received and produced
• Follows policies and procedures, completes administrative tasks correctly and on time, supports the Bank's goals and values, benefits the bank through outside activities
• Continues formal and informal training to build upon credit analysis skills.
• Assists loan officers and relationship managers with proper credit structure and other credit matters.
• Estimates collateral values through research into collateral offered, including review of comparable real estate sales and net operating income capitalization.

What you'll need:

• 2+ years of related experience.
• Bachelor's degree or equivalent experience required.
• Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
• Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Intermediate speaking and writing communication skills.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation