Wholesale Post File Review Specialist

Position Summary: The Loan Operations Wholesale Post File Review Specialist is a motivated, excellent communicator, who is detail- oriented and able to produce at a high volume. This professional is responsible for the review, analysis and completion of all post-closing loan file reviews and the due diligence associated with the wholesale loan documentation and files.

This role is eligible for hybrid work from home opportunity under the work from home guidelines up to one day per week upon completion of onboarding.

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Essential Functions:

• Demonstrate thorough understanding of all bank policies including bank loan policy, government regulations, and compliance requirements involving wholesale lending.
• Complete post-closing reviews of loan file documentation, coding and servicing reminders for completeness, accuracy, and compliance.
• Ensure loan files adhere to all bank policies, UBT bank loan policy, government regulations and compliance requirements and files match the terms of commitment letters when applicable.
• Track and review ongoing flood insurance renewals, reminders and documentation.
• Track and review ongoing real estate taxes.
• Communicate deficiencies with loan officer, manager, documentation prep assistant and/or relationship assistant. Ensure post-file review responses are received from production teams.
• Track loans when they are ready for post review, and responses are received from production teams after review is complete. Report activity to department heads monthly.
• Prepare and distribute reports to management and others as needed.
• Serve as back-up to other loan operation assistants as needed.
• Understand and adhere to all bank policies, laws, and regulations applicable to their role. Complete compliance training: follow internal processes and controls as required.
• Report on all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Performs other job-related duties or special projects as assigned.
• Regular and reliable attendance is an essential function of this position.

Qualifications:

• Strong knowledge of compliance, commercial lending and loan requirements, loan documentation, collateral evaluation, lien perfection and local, state and federal regulatory requirements preferred.
• Minimum of five years' commercial documentation, compliance experience, and flood insurance experience preferred.
• Thorough understanding of all bank policies, bank loan policy, government regulations and compliance requirements involving commercial lending.
• Proficient in Microsoft Office Products and in working with other bank software.

Preferred Talents:

• Strong organizational skills
• Accurate and detailed
• Effective communicator - verbal and written
• Independent work with a team orientation
• Self-directed and takes initiative
• Deadline driven

Working Environment:

• Indoor work - not exposed to outdoor elements or hazards.
• Some sedentary work and occasional lifting and/or carrying up to twenty pounds.
• This role is eligible for hybrid work from home opportunity under the work from home guidelines upon completion of onboarding.

PLEASE VIEW THE APPLICANT TERMS & CONDITIONS BEFORE PROCEEDING WITH YOUR APPLICATION.