Senior Commercial & Industrial Lender

General Purpose

The Commercial and Industrial (C&I) Lending Officer is responsible for developing and managing loan accounts that meet established lending requirements and provide maximum profitability to the Bank at minimum risk.

Essential Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyzes the market and finds new business opportunities.
• Establishes long-term relationships with the Bank's staff, clients, and business partners.
• Provides financial solutions to customers' needs.
• Develops new business relationships, including both lending and deposit relationships.
• Leads efforts with executive management to develop and implement appropriate lending products and services.
• Maximizes portfolio growth through effective planning, development, and implementation of lending strategies.
• Reviews existing and new client relationships for credit quality, structure and pricing.
• Ensures overall soundness of loan portfolio, with the ability to identify and develop long term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
• Knowledge of the market, competition, profitability and aligns department's work with strategic initiatives and goals.
• Regular and reliable on-site attendance is required as an essential function of this position.
• Performs other duties as assigned.

Supervisor Duties

• None

Employees are held accountable for all duties of this job.

Job Qualifications

Knowledge, Skills, and Ability:

• Demonstrated experience with commercial and industrial lending.
• Excellent negotiation ability to include the ability to explore positions and alternatives to reach outcomes that gain acceptance of all parties.
• Ability to translate the bank's vision, mission, and values to empower and motivate.
• Understands business implications of decisions; demonstrating knowledge of the market, competition, profitability and aligns department's work with strategic goals.
• Effortlessly works in a fast-paced environment with proven professional growth.
• Gives and receives mentoring in a mature and open manner.
• Excellent oral and written communication skills.
• Ability to share expertise with others.
• Excellent interpersonal skills.
• Ability to effectively interact with colleagues, management, and leadership.
• This position may require relocation.
• Demonstrates and teaches adaptability and change management skills.
• Strong analytical and problem-solving skills.
• Advanced proficiency in organizing and analyzing financial information and to accurately perform complex financial calculations.

Education or Formal Training:

• Bachelor's degree in Accounting, Finance, Business or similar is required.
• Commercial banking, retail or hospitality experience preferred.
• Previous leadership and teamwork preferred.
• Previous consumer and commercial lending experience preferred.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.

Experience:

• Typically, between 9-15 years working as a lender in a loan office of at a financial institution with specific experience in commercial lending who possess business development skills and demonstrates a proven ability to attract and retain a client portfolio.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.

Working Conditions

Working Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers. Travel to conferences, meetings and branch locations on a regular basis is necessary.

Physical Activities:

These are representative of those which must be met to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Employee also may have to lift up to 25 lbs.

Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.

Starting Rate of Pay is from $150,000 to $180,000 per year, depending on experience. Actual pay and Officer level will be commensurate with experience.

For an overview of our employee benefits please visit: Alpine Bank Careers Page

Position anticipated to close December 31, 2025, or until filled.