At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.
Responsible for the monitoring of commercial construction loans from closing through completion of construction. Monitors construction loans for compliance with policy.
Responsibilities include, but are not limited to:
- Ensures all documentation related to the construction loans are obtained prior to loan closing (i.e., construction contracts, budgets, and any other documentation required by policy).
- Reviews and analyzes construction draw requests for any missing documentation and balances the draw request with the construction budget including borrower equity injection, change orders, soft costs, lien waivers, invoices, etc. If not in balance, obtains the documents for proper approval for exceptions from management as set in policy.
- Identifies inadequacies or missing documentation pertaining to the construction data/reports and draw requests and communicates these findings to respective management.
- Coordinates the process of construction draws through loan administrators upon approval by the loan officer, Regional and/or other appropriate parties based on policy.
- Reviews title updates (date downs)/title searches from title companies. Identifies and communicates issues to respective management.
- Maintains adequate documentation for construction loan files (i.e., date downs, title searches, lien waivers, inspection reports, etc.)
- Reviews progress inspection reports and final inspection reports. Identifies and communicates issues to respective management in writing.
- Completes imaging of all documents for the construction monitoring department to the imaging system.
- Performs other duties as assigned.
Qualifications
Education/Experience:
- Bachelor's degree in business, finance, or related field is preferred or commensurate banking experience.
- A minimum of 2+ years of credit, lending, or other related experience.
Skills:
- Retrieve information quickly and efficiently.
- Detail oriented and possess high level of organizational skills.
- High level of analytical skills.
- Communicate clearly and professionally.
- Work effectively as part of a team to achieve established outcomes.
- Maintain confidentiality and discretion.
- Proficient in Microsoft Office with advanced training in Microsoft Excel preferred.
First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
HP123
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First Mid Bank & Trust
paid time off, tuition reimbursement, 401(k)
Jan 07, 2026