Commercial Healthcare Credit Analyst - Healthcare Commercial Banking Admin - Columbus, OH

This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Henderson Rd - Columbus, OH, Bank Plaza - Wheeling, WV, Fairmont Main - Fairmont, WV, Ironton - Ironton, OH, Perrysville - Pittsburg, PA, Spring Street - New Albany, IN, Nashville LPO - Franklin, TN, Knoxville LPS - Knoxville, TN, Defiance Main - Defiance, OH, Ft. Wayne Downtown - Fort Wayne, IN, Ann Arbor LPO, Ann Arbor, MI, Blue Ash - Cincinnati, OH, Market Street - Parkersburg, WV, Huntington Main - Huntington, WV, Akron Canton LPO - Uniontown, OH, Frankfort Main - Frankfort, KY, Indianapolis LPO - Carmel, IN, Chattanooga LPO 2 - Chattanooga, TN, Findlay Downtown - Findlay, OH, Cherry Street - Toledo, OH and Youngstown Main - Youngstown, OH

High School Diploma or GED required

Bachelor's degree in Finance, Accounting, Economics, or Business preferred.

1- 4+ years of experience in commercial banking, credit analysis, or related field.

2 positions available

SUMMARY:

Supports the Healthcare team with financial analysis, covenant and exception monitoring, and assistance in preparation of credit approval materials for healthcare borrowers such as hospitals, senior living, skilled nursing, not for profit, physician groups, and other healthcare organizations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Works under limited supervision or independently.

Performs risk rating analysis and spreading of financials

Assists in team in compiling credit package for approval.

Supports Portfolio Managers in managing a portfolio of healthcare clients.

Monitors financial statement reporting requirements, track and review quarterly and annual statements for covenant compliance, exceptions, and trends.

Performs covenant testing and document results accurately and timely.

Tracks credit, collateral, insurance, entity, and reporting exceptions; assist with remediation and follow-up with clients or internal partners.

Maintains comprehensive and accurate credit files in accordance with bank policy.

Identify early warning indicators and help recommend risk-mitigation strategies.

Participates in client calls, site visits, and due-diligence sessions to better understand operations and risks.

Collaborates with internal partners (Loan Operations, Treasury, Compliance, Legal) on documentation, closing, and ongoing monitoring.

Maintains working knowledge of healthcare industry dynamics, including reimbursement changes, regulatory environment, labor and staffing trends, and payer mix considerations.

Provides support in preparing internal sector reports, portfolio analytics, and trend summaries.

OTHER REQUIREMENTS:

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.

Strong financial statement analysis skills, with the ability to interpret healthcare financials and operating metrics.

Ability to manage multiple priorities in a regional-bank environment with lean teams.

Excellent written and verbal communication skills, including grammar and demeanor.

Strong organizational skills with attention to detail, planning, and follow-up.

Proficiency in Excel and financial modeling.

Ability to utilize Microsoft Office software.

Ability to learn commercial banking software.