Senior Homebuilder Banking Specialist

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.

The Senior Homebuilder Banking Specialist is responsible for assisting Homebuilder Relationship Manager(s), primarily in servicing a book of business. Supports their lenders/teammates in the processing and administration of new homebuilder construction, lot, and acquisition & development loans. Focused attention on customer service activities with those same builder clients and teammates, as well as efficient interface with other support teams. Strong emphasis on rapid processing of new loan requests, satisfying general customer service calls, following up for various documents, and collateral document exception clearance as assigned by their Homebuilder Relationship Managers, as well as divisional and corporate leadership. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities:
* Accept and process in accordance to policies new loan requests and loan renewals in an accurate and timely manner.
* Preparation of new loan appraisal request, pre-commitment attorney memorandum, commitment letter, and maintenance of new loan log.
* Act as loan officer/customer/attorney liaison throughout closing process to ensure timely closings with all appropriate documentation as required.
* Receive, inspect for accuracy and complete loan closing packages from attorneys, and processing and booking of actual loans within Bank policy time constraints.
* Assists others in the follow up for collateral documentation not obtained at closing, to include recorded closing documents, building permits, hazard insurance, and flood plain verification, to ensure compliance with requirements as established by Bank policy.
* Maintain accurate records of new loans for departmental loan summary reports.
* Verify receipt and acceptability of appraisals, and payment of appraiser through loan closing, or directly from customer.
* Quote construction loan payoff and lot release amounts to closing attorneys and follow up on receipt of payoff.
* Administer and manage more complex transactions including Development loan financing and the tracking of lots/collateral releases.
* General administrative and secretarial support for construction loan officers to include typing, correspondence, communication with customers, answering customer/prospect questions, resolving problems as they arise from internal and external sources.
* Continually seek methods to improve efficiency and accuracy of departmental functions, reports and procedures.
* Practices ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

Required Knowledge, Skills and Competencies:
* Strong written and verbal communication skills.
* Requires the ability to manage a large volume of multiple operational, relationship and transaction-oriented tasks.
* Must be self-motivated and able to operate independently in the absence of other departmental personnel.
* Must be able to type with speed, accuracy and minimal errors.
* Needs a thorough understanding of loan terminology, work flow of loan closing process.
* Thorough understanding and knowledge of appraisals.
* Understand and able to manage closings of more complex transactions. Able to recognize potential problems in title policies, security instruments, and other loan documents.
* Intermediate computer proficiency to include the Microsoft Office Suite Products.
* Experience using nCino loan platform or other similar loan processing platforms/applications strongly preferred.

Industry and Work Experience:
* 6-8 years of experience in loan administration, operations or related field required.
* Experience in construction lending administration or real estate loan processing is bank/mortgage loan administration experience, especially in real estate preferred.

Academic:
* Bachelor's degree in finance of related field required.

Benefits Available to Employees:

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance

• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment

• Life Insurance provided at no additional cost to employees

• Accidental Death & Dismemberment Coverage

• Long-Term Disability Coverage

• Paid Sick and Vacation Leave

• 11 Holidays

• Volunteer/Service Day

• Employee Stock Purchase Plan

• 401(k) Retirement Plan

• Ameris Bank matches 50% of your first 8% of contributions to the plan

• Flexible Spending Accounts

• Health Savings Account

• Health Reimbursement Arrangement

• Supplemental Life & Other Insurance Plans

• Identity Theft Protection

• Pet Insurance

• Legal Insurance

• Employee Assistance Program

• Employee Advocacy Program

• Tickets at Work (Entertainment discounts for Ameris Bank Employees)

• AT&T Employee Discount

• Wellness Discounts for Medical Premiums and Other Rewards

• Employee Referral Incentive

• Education Assistance

• Employee Resource Groups

Banking Advantages for Employees:

In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.

• Free Interest Checking

• Free Safe Deposit Box

• Free Money Orders, Travelers' Checks and Cashier Checks

• Discount on Mortgage Origination Fee

• Free Online Banking and Free Unlimited Online Bill Payment

• Employee Banking Perks

Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.